5% foreign transaction fee on every transaction. Netspend Prepaid Visa Card Review (Rated & Compared) - AllCards. Transactions at ATMs that participate in the MoneyPass Network may result in transaction fees, but surcharge fees are waived if you use your U. 11 NO COST FOR ONLINE OR MOBILE ACCOUNT-TO-ACCOUNT TRANSFERS BETWEEN NETSPEND CARDHOLDERS; A $4. Your Netspend card is the access point for your money. Netspend? The Company & Its Products (May 2023)>What Is Netspend? The Company & Its Products (May 2023). How much does it cost to open a Netspend All-Access Account?. Netspend® Visa® Prepaid Card. You can also request the funds be sent to. When you no longer have deposited money left, you can either load it once again or simply get rid of it. However, they usually require a deposit of 15 percent more than the cost of renting the car. A full list of Netspends fees are available online for Visa debit and MasterCard debit cards. Tip: Although Netspend cards are available for purchase at. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. com>How to Order a Netspend Card (May 2023). The daily spending limit for the NetSpend® Visa® Prepaid Card is $4,999, and the daily ATM limit is $940. 95 is common, but fees and terms may vary among cards issued by NetSpend, and they may change over time. Netspend Loan Review: Features, Rates, Requirements, and. Learn the best ways to protect it, and yourself, from falling victim to fraud. Netspend Loan Review: Features, Rates, Requirements, and …. Netspend cards are free to sign up for online, but they charge fees for various services. 50 per transaction, but always read the cardholder agreement for the exact fees. Get flexibility and control with the Netspend ® Online Account Center. Netspend is a registered agent of Pathward, N. Customers must enroll and have at least one direct deposit of $200 or more every 30. The Netspend Prepaid Mastercard lets you receive direct deposits, pay bills and spend money on the fly. However, withdrawing cash from an ATM can come with additional charges. Through NetSpend Payback Rewards, you can also get merchant offers that you can use to save money. 5 Best Netspend Prepaid Cards (May 2023). Other Prepaid Cards Many other prepaid debit card providers, such as the Chase Liquid® Prepaid Card or the PayPal Prepaid Mastercard®, charge a flat monthly fee (usually $4. There are a few ways to get money off your Netspend card. Netspend: Everything You Need to Know!. If you have previously reloaded your Netspend prepaid debit card, you can plan ahead of time. Netspend Visa Prepaid Card charges a monthly fee of up to $9. Set up a qualifying direct deposit and Netspend will cover you for free if you overdraw on your account by less than $10. Netspend Visa® Prepaid Card — Is It Really Worth It?. Fees, terms and conditions apply, which you must agree to before using the Service. There’s also a payback rewards program that helps you earn cash back by giving rewards on select purchases based on your shopping habits. Rêv and Searchlight Complete Acquisition of Netspend for $1. Therefore, you must tell Netspend as soon as possible after losing your card or PIN to take advantage of the Netspend refund policy. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The daily spending limit for the NetSpend® Visa® Prepaid Card is $4,999, and the daily ATM limit is $940. Lastly, Netspend charges an inactivity fee of $5. Netspend uses advanced security features such as encryption, multi-factor authentication, and fraud monitoring to protect its customers accounts and transactions. Netspend Card Pros 5. Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. Netspend partners with gas stations, grocery stores and other retailers to offer more than 130,000 reload locations across the country. Cap on APY; Prepaid card fees. With Netspend Direct Deposit, you can get paid faster than a paper check. What Are Netspend Cards & Why Should I Get One?. 50 fee per withdrawal plus whatever the owner of the ATM charges. Get A Western Union NetSpend Prepaid Card. 95, depending on the type of Netspend card. Fees for money transfers vary and will be calculated at the time of the transfer transaction. Can I Reload My Netspend Card?. Therefore, finding a free ATM to withdraw funds is crucial for anyone who wants to avoid these fees. ⁵ The Netspend Network is provided by Netspend Corporation& its authorized agents. 1 When will my debit card arrive in the mail?. Netspend represents a potentially costly alternative. 5 Ways To Withdraw Money From Netspend Card For Free Without ATM Fees. Netspend Visa Prepaid Card Reviews (2023). Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply). Use the Netspend. Get A Western Union NetSpend Prepaid Card Fees for money transfers vary and will be calculated at the time of the transfer transaction. It is also prohibited to use your NetSpend Card at an ATM more than 6 times in a 24-hour period. 95 if you want to buy a 7-Eleven [email protected] Prepaid Card at a retail location. Where To Buy Prepaid Cards? (Stores Near You, Green Dot. Fee is determined and assessed by operator of retail location and varies depending on location. Netspend issues many fees that can eat into your balance quickly. Use of the Card Account is subject to activation, ID verification, and funds availability. For more information, visit www. No late fees or interest charges because this is not a credit card. Netspend charges a $15 fee if they have to send you a check with the remaining balance. If you live in Vermont, you don’t qualify for the Netspend Card account and therefore can’t open the optional savings account. No transaction fees. A NetSpend card allows you to withdraw cash from ATM locations for a fee, typically $2. Write a review By Cassidy Horton Updated Sep 30, 2022 Fact checked Up to $9. A Netspend card is free if you sign-up for the card online. Lastly, Netspend charges an inactivity fee of $5. How do I get an H‑E‑B Debit account? Sign up for an account online 1 and well get you started! Theres no credit check and no minimum balance to open an account. [1] Information at your fingertips. NetSpend offers prepaid cards that require no minimum balance or credit check. However, withdrawing cash from an ATM can come with additional charges. There are loads of fees to be. Netspend® Prepaid Mastercard®. Netspend cards are free to sign up for online, but they charge fees for various services. Global payment company Netspend offers a prepaid debit card that allows the cardholder to make electronic payments online or in person. 95 to purchase a card at a retail location. Netspend Prepaid Visa Card vs. Direct Deposit Direct Deposit Learn how to get your paycheck or government benefits up to 2 days faster. 95 per month, which can cancel out any interest you earn on your Netspend Savings account. 95 per month, which can cancel out any interest you earn on your Netspend Savings account. The main principle is simple – you deposit money on the card and use it for your daily payments until it reaches a zero. Certain products and services may be licensed under U. Purchases that require entering a pin to validate also come with a $2 fee. Get A Western Union NetSpend Prepaid Card Fees for money transfers vary and will be calculated at the time of the transfer transaction. 95 (or $0 if signing up online) Monthly fee:$6. Get A Western Union NetSpend Prepaid Card. Use the Netspend Mobile App to manage your Card Account on the go and. Reasonably, Netspend will not charge the fee more than 3 times per month. Steep monthly fee for basic fee plan and no way to waive the fee completely. The account has no fees, but the mandatory Netspend Card account carries a fee of up to $9. You can get yourself a Wise borderless account online, and get a linked Mastercard debit card to make spending easy. Open this optional savings account and youll earn 6% interest on balances up to $2,000 and 0. 95; Western Union reload fee: $0. Get A Western Union NetSpend Prepaid Card Fees for money transfers vary and will be calculated at the time of the transfer transaction. 95 a month, which applies if your card didnt have any transactions in the past 90 days. What should I do if I lose my Netspend All-Access debit card?. However, they usually require a deposit of 15 percent more than the cost of renting the car. 95 to buy the card at a retail location. Frequently Asked Questions. Take control of your money Pay bills online Now, you can pay bills with your card without having to stand in line, purchase money orders, or send money through the mail. Easy access to adding and withdrawing cash within a network of retailers. Netspend Dispute Process – Disputing Charges (STEPS) By Graham Last Updated September 16, 2022 Consumers have the right to dispute a credit card charge, whether it was posted incorrectly, was fraudulent, or the merchant failed to provide sufficient products or services. Use of the Card Account is subject to funds availability and ID verification. There is no cost to open an account and there is no monthly fee to maintain your account. 95 per month (or $5 with a $500+ direct deposit, or $0 with pay-as-you-go) $2. Fee may be either a flat fee or a percentage of the withdrawal amount. Transfer Money From One Netspend Card To Another>How To Transfer Money From One Netspend Card To Another. Netspend issues many fees that can eat into your balance quickly. Netspend Dispute Process – Disputing Charges (STEPS) By Graham Last Updated September 16, 2022 Consumers have the right to dispute a credit card charge,. Inactivity fee if you stop using the card, among. Over the last 20-plus years, Netspend has grown to more than 5. The account has no fees, but the mandatory Netspend Card account carries a fee of up to $9. Netspend partners with gas stations, grocery stores and other retailers to offer more than 130,000 reload locations across the country. Send a Written Statement of Unauthorized Debit. 12 WHILE THIS SPECIFIC FEATURE IS AVAILABLE AT NO COST, CERTAIN OTHER TRANSACTION FEES AND COSTS, TERMS, AND CONDITIONS ARE ASSOCIATED WITH THE USE OF THIS CARD. Compare the 6 best prepaid cards of May 2023 l finder. Netspend offers FDIC-insured deposits for its prepaid cardholders, which means that their funds are protected up to the standard $250,000 per depositor limit. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Metabank Netspend: Everything You Need to Know!. A NetSpend Card allows you to withdraw large sums of money for up to $4,999. You can opt for a card’s pay-as-you-go plan. The Netspend Prepaid Visa Card also allows you to maintain a balance of up to $15,000 on your account at any time. PayPal debit mastercards for example are netspend cards. When you receive your Netspend card (about seven to 10 business days later, unless you pay for expedited delivery), follow the activation and identity-verification instructions that come with it. 95 for international withdrawals. The Netspend Overdraft fee amounts to $15. You can save money on everyday purchases with 0% to 5% back rewards. Looking for a Western Union prepaid card review?. ³ Netspend does not charge for this service, but your wireless carrier may charge for messages or data. 95 ATM withdrawal fee, but you can get cash back on every purchase you make with the card. In addition, the NetSpend withdrawal limit from your. Netspend charges a purchase transaction fee of $1. Getting a card at a retailer, such as Walmart, can cost $5 to $10. 95 3 Business day delivery fee: $20. A charge is pending for up to five days. 00; Balance inquiry at an ATM: $100; Foreign transaction fee: 3. This version of the NetSpend® Visa® Prepaid Card charges a monthly fee. Netspend charges a $2. How Do I Withdraw Large Amounts From My Netspend Card?. Netspend is a popular prepaid debit card that provides an easy and convenient way to manage your finances. Choose the best Plan for you. 00% APY savings account on balances of up to $1,000, and 0. Withdrawing money from Netspend cards over the counter is usually limited to $5,000 per day. 95 a month, which applies if your card didn’t have any transactions in the past 90 days. Request a Check Another way to close or cancel your Netspend account is by requesting a check. Can Netspend Cards Be Used Internationally?. What Is Netspend? The Company & Its Products (May 2023). Net spend card? Has anyone used this? : r/personalfinance. Netspend Visa Prepaid Card charges a monthly fee of up to $9. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. 95 per month for unlimited purchase use. The typical cost is $1. Netspend offers both pay-as-you-go and a monthly fee plan for all card users. This can make it particularly important o get any unauthorized charges made on your Netspend card refunded as soon as possible. How Netspend Prepaid Cards Work. How Much Does Netspend Visa Prepaid Card Cost? There is no activation fee. 5 Ways To Withdraw Money From Netspend Card For Free Without. A Netspend card has no card activation. Netspend cards are free to sign up for online, but they charge fees for various services. A full list of Netspends fees are available online for Visa debit and MasterCard debit cards. You can customize your card with an image of your choice, but a $4. Take control of your money Pay bills online Now, you can pay bills with your card without having to stand in line, purchase money orders, or send money through the mail. You can opt for a cards pay-as-you-go plan. Netspend charges a $15 fee if they have to send you a check with the remaining balance. Netspend is a popular prepaid debit card that provides an easy and convenient way to manage your finances. Netspend charges a flat fee of $2. Netspend ($20 + 5% Interest Savings Account) – Netspend is a company that provides 5% interest savings accounts. Get flexibility and control with the Netspend ® Online Account Center. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. From prepaid and debit card solutions to digital account and money movement services, Netspend has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners. There are loads of fees to be aware of depending on. Netspend charges a $2. com and follow Netspend on Twitter, LinkedIn, and Facebook. Trusted by more than 7 million people. Therefore, finding a free ATM to withdraw funds is crucial for anyone who wants to avoid these fees. Both these options come at a cost. $5 per month with a $500+ direct deposit. Netspend charges a flat fee of $2. If you live in Vermont, you don’t qualify for the Netspend Card account and therefore can’t open the optional savings account. Netspend offers FDIC-insured deposits for its prepaid cardholders, which means that their funds are protected up to the standard $250,000 per depositor limit. PayPal Prepaid Mastercard Prepaid Debit Cards SuperMoney Net Recommendation Score 52% Strongly recommended. 95 FEE APPLIES TO EACH SUCH TRANSFER CONDUCTED THROUGH A NETSPEND CUSTOMER SERVICE AGENT. PayPal Prepaid Mastercard. If you use this option, you’ll. With our Purchase Cushion, we may cover you up to $10 on a purchase. Annual Fee Variable Monthly Fee Highlights Highlights With Netspend Direct Deposit, you can get paid faster than a paper check. 95 (waived with at least $500 in monthly direct deposits; no fee if you live in New York, Texas or Vermont; no fee in Arkansas until you register your card) Cash reloads:Up to $3. But watch out for potential fees that could eat into your hard-earned dollars. 50% APY on the amount over that. There is no specific period to decide when to get a NetSpend refund because NetSpend does not have a well-established refund policy. Other Prepaid Cards Many other prepaid debit card providers, such as the Chase Liquid® Prepaid Card or the PayPal Prepaid. Get A Western Union NetSpend Prepaid Card. 75% of the withdrawal amount or $4. Before we discuss alternatives, lets have a look at the Netspend prepaid card fees: Monthly fee: $9. Fees Associated With Your Card. A Netspend card has no card activation fee, minimum balance requirement, credit check, interest rate, cash advance fee, or late payment fee. Though they can vary, the fees generally include the following: $9. There are a few ways to get money off your Netspend card. By clicking Accept All, you consent to our use of cookies. If you live in Vermont, you don’t qualify for the Netspend Card account and therefore can’t open the optional savings account. Netspend issues many fees that can eat into your balance quickly. You can ask them to send you a check with the funds that you have on the card, or you can withdraw the remaining funds from the ATM yourself. Where To Buy Prepaid Cards? (Stores Near You, Green Dot. Founded in 1999, Netspend is a financial services company that specializes in reloadable prepaid debit cards for consumers who lack access to traditional banking or typically rely on “alternative financial services” such as check-cashing businesses or high-priced payday loans. If a cardholder accrues $600 or more in Refer-a-Friend rewards in a calendar year, Netspend will mail cardholder an IRS Form 1099-MISC reflecting. You can customize your card with an image of your choice, but a $4. To access your account, you can call 1-866-387-7363 and enter your Social Security number or Netspend card number to verify your identity and get access. NetSpend offers prepaid cards that require no minimum balance or credit check. It’s convenient, and there’s no lines so you can manage your money at hours that match your life. 00 1-2 Business day delivery fee: $25. This card features Netspend Payback Rewards, mobile check deposits to your Netspend account via Ingo Money, and access to more than 130,000 Netspend Reload centers. It’s free to sign up online for a Netspend prepaid card. Some noteworthy fees include: ATM balance inquiry fee: $0. Founded in 1999, Netspend is a financial services company that specializes in reloadable prepaid debit cards for consumers who lack access to traditional banking or typically rely on “alternative financial services” such as check-cashing businesses or high-priced payday loans. The main principle is simple – you deposit money on the card and use it for your daily payments until it reaches a zero balance. The monthly plan will generally range from $5 to $9. Follow the prompts to manage your account. Cap on APY; Prepaid card fees. Netspend Dispute Process – Disputing Charges (STEPS) By Graham Last Updated September 16, 2022 Consumers have the right to dispute a credit card charge, whether it was posted incorrectly, was fraudulent, or the merchant failed to provide sufficient products or services. This means that if you have $550 in your account, you could lose $500 from unauthorized charges if you don’t notify Netspend within 2 days that your card and PINs were lost or stolen and need to be replaced. No fee to receive Western Union® money transfers onto your Western Union® Netspend® Prepaid Mastercard®. com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. What should I do if I lose my Netspend All-Access debit card?. Inactivity fee if you stop using the card, among. 75% of the amount, whichever is greater, for a withdrawal at a reload location. Card Purchase Fee. A Netspend card is free if you sign-up for the card online. Get flexibility and control with the Netspend ® Online Account Center. If you sign up using my referral link, you’ll get a $20 signup bonus once you make your first deposit into your Netspend account of $40 or more. Will Netspend Cards Let You Overdraw Your Account?. Netspend Prepaid Debit Card Review – Forbes Advisor. Usually has a $5 monthly fee to go along with it. No negative balance for 30 days. How To Transfer Money From One Netspend Card To Another. If you use this option, you’ll be charged a fee of up to. The Netspend Overdraft fee amounts to $15. The card has the flexibility being used as a debit card and as a credit card. Netspend charges a $15 fee if they have to send you a check with the remaining balance. The MoneyPass network is made up of free ATMs. Netspend is a registered agent of Pathward, N. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. 50 for domestic ATM withdrawals and $4. [3] Mobile Check Load Load Checks from Your Phone. No free network for cash reloads or withdrawals. In addition, the NetSpend withdrawal limit from your NetSpend Card is $325 in a single transaction. Best Prepaid Debit Cards in 2023. 50 per transaction, but always read the cardholder agreement for the exact fees. A NetSpend card allows you to withdraw cash from ATM locations for a fee, typically $2. 95 charge if you dont use your NetSpend card for 90 days. One way is to withdraw your money at an ATM or spend all the money on your Card Account. Your Netspend card is the access point for your money. You can cancel anytime and receive a check for your remaining balance, minus a $5. com%2fhow-much-netspend-charge-per-transaction%2f/RK=2/RS=XrU_1uXHX8bKdZ0wR0x5H0aUU1w- referrerpolicy=origin target=_blank>See full list on bestonreviews. Netspend partners with gas stations, grocery stores and other retailers to offer more than 130,000 reload locations across the country. Netspend Fees Explained The fee schedule for Netspend can be found here. Get flexibility and control with the Netspend ® Online Account Center. com/_ylt=AwrFSCMmwVdkh2w3yj9XNyoA;_ylu=Y29sbwNiZjEEcG9zAzQEdnRpZAMEc2VjA3Ny/RV=2/RE=1683501479/RO=10/RU=https%3a%2f%2fbestonreviews. This version of the NetSpend® Visa® Prepaid Card charges a monthly fee. You can withdraw up to $250 a month fee free, with a small fee after that - and spending directly with merchants using your prepaid balance is free. You can ask them to send you a check with the funds that you have on the card, or you can withdraw the remaining funds from the ATM yourself. You can use your Netspend card to withdraw cash at nearly any ATM, but you will pay a $2. A Netspend card is free if you sign-up for the card online. From prepaid and debit card solutions to digital account and money movement services, Netspend has a broad suite of products and technologies that deliver exceptional experiences for its customers and business partners. Take control of your money Pay bills online Now, you can pay bills with your card without having to stand in line, purchase money orders, or send money through the mail. 50, EXCLUDING the regular ATM fee that can be about $2–$5. Founded in 1999, Netspend is a financial services company that specializes in reloadable prepaid debit cards for consumers who lack access to traditional banking or typically rely on “alternative financial services” such as check-cashing businesses or high-priced payday loans. You can choose between monthly and pay-as-you-go plans. That means you get a 5% interest savings account and a free $20 to start!. Your Netspend card is the access point for your money. Though they can vary, the fees generally include the following: $9. It’s free to sign up online for a Netspend prepaid card. For many of them, these debit cards function as a bank account. Netspend is a popular prepaid debit card that provides an easy and convenient way to manage your finances. Netspend Card Cons. You can use your Netspend card to withdraw cash at nearly any ATM, but you will pay a $2. The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is accepted. Review your account Check your balance and view recent transactions in the Online Account Center. Fees for money transfers vary and will be calculated at the time of the transfer transaction. You can cut this price in half by receiving at least $500 in direct deposits within one calendar month. Card price:Up to $3. 95) but dont offer the option of a monthly plan or a pay-as-you-go plan. The Netspend Prepaid Mastercard may be used everywhere Debit. Netspend Prepaid Visa Card vs. Netspend offers prepaid debit card users overdraft protection when their account balance goes under -$10. Youd probably be better off applying for a secure credit card from your local bank, they work almost the same way. Customize Reject All Accept All Customize Consent Preferences. A full list of Netspends fees are available online for Visa debit and MasterCard debit cards. However, if you were awarded one, you must wait at least three weeks before worrying. Netspend Prepaid debit cards Green Dot Visa Prepaid cards MyVanilla 7 11 typically charges a purchase fee of up to $6 but this can go high or low depending on the reloadable card type and store location. The NetSpend® Visa® Prepaid Card has long been among our favorite prepaid cards because it is flexible and charges lower fees than most cards in the space. For more information, visit www. Social Engineering Scams Learn how you can keep fraudsters from using your social media and email account to steal money from your Netspend card. How Much Does Netspend Visa Prepaid Card Cost? There is no activation fee. Otherwise, a new cardholder will pay up to $9. Netspend doesn’t provide chat support, and although you can call 866-387-7363, you’ll only get through to a representative if you’re an existing cardholder. All transactions made using Netspend cards are insured by the Federal. The rental agency will put an extra hold on the account for that amount of money and the hold could last for a couple of weeks. A NetSpend Card allows you to withdraw large sums of money for up to $4,999. Netspend® Visa® Prepaid Card. There is no cost to open an account and there is no monthly fee to maintain your account. Certain products and services may be licensed under U. Plus, you can load up to $7,500 in cash in a day. Netspend Card Cons. The Netspend Visa Prepaid Card may be used everywhere Visa debit cards are accepted. The account doesn’t support direct deposits or check deposits. Over the last 20-plus years, Netspend has grown to more than 5. Global payment company Netspend offers a prepaid debit card that allows the cardholder to make electronic payments online or in person. Lastly, your NetSpend account can only hold up to $15,000 at any time. The Netspend Prepaid Mastercard lets you receive direct deposits, pay bills and spend money on the fly. OTC Withdrawal Fee at a Netspend Reload Network Location: Up to the greater of 2. Getting a card at a retailer, such as Walmart, can cost $5 to $10. Netspend Card For Free Without >5 Ways To Withdraw Money From Netspend Card For Free Without. This version of the NetSpend® Visa® Prepaid Card charges a monthly fee. So, if youre ever a little short on money, you dont have to worry. Serve® American Express® Prepaid Debit Account at the issuers secure website PREPAID RATING ★★★★★ 4. The account has no fees, but the mandatory Netspend Card account carries a fee of up to $9. 95 for every transaction while the monthly fee card. This card features Netspend. The no-fee card charges $1. Ready to bank your way? Order a card now and receive it within 7-10 business days. Netspend Premier has the most features, and you’ll save almost 50% on monthly fees! [6] See what you get with Premier See what the Netspend Card can do. Netspend Prepaid Visa Card Review (Rated & Compared). The Netspend Prepaid Mastercard may be used everywhere Debit Mastercard is. No late fees or interest charges because this is not a credit card. Netspend offers FDIC-insured deposits for its prepaid cardholders, which means that their funds are protected up to the standard $250,000 per depositor limit. Netspend Card ChargesNetspend Visa Prepaid Card charges a monthly fee of up to $9. Netspend sells prepaid debit cards to millions of customers a year. Netspend Card Cons. Fee is determined and assessed by operator of retail location and varies depending on location. Allow 2 business days for $20 credit to appear on each Card Account. They include a $1 transaction charges whenever utilized like a credit card, and a fee of $2 when used as a debit card. How much does it cost to open a Netspend All-Access Account? This account is free to open, but you’ll pay $5 a month to maintain it. Netspend Premier has the most features, and youll save almost 50% on monthly fees! [6] See what you get with Premier See what the Netspend Card can do. You can use a Netspend card at car rental agencies that accept prepaid cards. Social Engineering Scams Learn how you can keep fraudsters from using your social media and email account to steal money from your Netspend card. Netspend prepaid MasterCard and Visa cards are popular prepaid debit cards requiring no minimum balance and no credit check. There is a signature transaction fee of $1 every time a merchant requires signature-based authentification.